Prospera Global — For French Investors

Escape France's
Tax Trap

Moldova offers high-yield real estate with dramatically lower taxes than France. Prospera Global guides you through every step — flat 12% income tax, 6% capital gains, no social charges.

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The Opportunity

What France's Market Cannot Match

While Paris property offers prestige, yields hover around 2–3% before France's punishing tax stack. Moldova delivers 8%+ gross yields with a tax framework that lets you keep far more of your returns — and EU membership is on the horizon.

L'investissement immobilier en Moldavie représente une opportunité rare pour les investisseurs français souhaitant diversifier leur patrimoine hors de France. Acheter un appartement à Chișinău permet d'accéder à des rendements locatifs de 8% avec des frais d'acquisition inférieurs à 3% — contre 7–8% de droits de mutation en France. Grâce à la convention fiscale France-Moldavie, les revenus locatifs sont imposés à 12% en Moldavie, bien en deçà du taux marginal français. Prospera Global vous accompagne de bout en bout, en français, avec des honoraires fixes et transparents.

Side by Side

Paris vs. Chișinău

A clear contrast in numbers:

Paris 🇫🇷 Chișinău 🇲🇩
Average price per m² €9,500–11,000 €1,720 (5–6x less than Paris)
Average 60 m² apartment ~€570,000–660,000 ~€85,000–103,000
Gross rental yield ~2–3% ~8.4%
Acquisition costs 7–8% notaire fees (droits de mutation) ~2.8% maximum
Income tax on rent Up to 45% + 17.2% social charges 12% flat
Capital gains tax 19% + 17.2% social charges = 36.2% 6% only
Wealth tax (IFI) 0.5–1.5% on property >€1.3M None
EU membership EU founding member EU candidate — target 2030

Sources: Global Property Guide, Acces Imobil, Euronews Business, French Ministry of Finance, Notaires de France (2025–2026)

Familiar Frustrations

Why French Investors Look East

Punishing Tax Stack

France's combination of income tax (up to 45%), social charges (17.2%), capital gains (36.2% total), and IFI wealth tax leaves very little net return. Moldova's flat 12% income tax and 6% capital gains are transformative.

Compressed Yields

Paris yields of 2–3% are among Europe's lowest. After French taxes and charges, net returns often fall below 1%. Chișinău's 8.4% gross yield leaves meaningful income even after Moldova's light tax touch.

Regulatory Complexity

Rent controls (encadrement des loyers), tenant protection laws, and ALUR regulations make French landlording increasingly difficult. Moldova's regulatory environment is straightforward and investor-friendly.

Pre-EU Upside

As a French investor, you understand what EU membership does to property values. Moldova is where Romania and the Baltics were 15 years ago — before accession-driven price surges.

Tax Advantage

The France–Moldova Tax Treaty

France and Moldova have a bilateral tax treaty (Convention fiscale) that helps prevent double taxation on real estate income. Rental income from Moldovan property is taxed primarily in Moldova at 12%, with a credit mechanism in France. Combined with Moldova's 6% capital gains rate vs. France's 36.2%, the treaty creates significant after-tax advantages for French residents investing in Moldovan real estate.

Rental Income: France

Up to 62.2%

Income tax (up to 45%) + social charges (17.2%)

Rental Income: Moldova

12%

Flat income tax, no social charges

Capital Gains: France

36.2%

19% tax + 17.2% social charges

Capital Gains: Moldova

6%

Flat rate, no additional charges

Your Process

From Paris to Property Owner with Prospera Global

01

Strategy Call

We discuss your investment goals, budget, risk appetite, and preferred strategy (buy-to-let or flip). The consultation is in English or French.

02

Full-Service Execution

Property sourcing, financial modeling, due diligence coordination, legal oversight, and negotiation — you receive structured reports, we manage every detail in Chișinău.

03

Remote Closing

Notary signing, cadastre registration, title transfer, and property handover — all managed without leaving France. Timeline: 6–8 weeks.

Transparent Pricing

Fixed Fee — No Percentage Commissions

Unlike French agents who charge 4–8% commissions, Prospera Global works on a flat project fee.

Properties under €200,000
€2,000

Fixed fee per project

Properties over €200,000
€3,000

Fixed fee per project

Compare with French agent fees of €20,000–50,000 on a €500,000 property. Prospera Global's €2,000–3,000 flat fee covers the entire 7-stage advisory process.

Ready to diversify beyond France?

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Chișinău — On the Ground

A European Capital on the Rise